Laredo, TX, United States
Under the direction of the Branch and/or Production Manager, performs office or nonmanual work directly related to the management or general business operations of
PrimeLending and its customers and markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients.
Markets and promotes PrimeLending\u2019s financial products;
Originators are expected to meet the Company\u2019s minimum production standards of 3 funded units per month on an ongoing basis, by taking complete and accurate loan applications, using PrimeLending\u2019s product set.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer\u2019s income, assets, investments or debts.
Evaluates PrimeLending\u2019s and other loan products and services and determines which financial products best meet the customer\u2019s needs and financial circumstances.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
High school diploma or equivalent.
Appropriate licenses, if State required.
A minimum of 12 months loan originator experience required for Loan Originator; minimum of 5 years loan originator experience required for Senior Loan Originator.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate
AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
Valid driver\u2019s license and current automobile liability insurance.
Website : http://www.plainscapital.com
PlainsCapital Corporation is an independent financial services company based in Dallas. PlainsCapital was founded by current Chairman and CEO Alan B. White and a group of investors in 1987. The corporation’s cornerstone is PlainsCapital Bank, one of the largest independent financial institutions in the U.S. with over $4 billion in assets. PlainsCapital Corporation is also parent company to PrimeLending, Hester Capital Management and First Southwest Company. PrimeLending is the leading residential mortgage company in the Dallas-Fort Worth area with offices nationwide. Hester Capital Management is a professional investment advisory firm dedicated to managing the assets of private individuals, families, trusts and estates, charitable organizations, endowments and foundations, retirement plans, and public entities. First Southwest Company is a regional investment bank specializing in public finance, correspondent clearing, capital markets and asset management. First Southwest is the top public finance advisor in Texas and third nationwide serving more than 1,500 public entities. The firm employs 368 people and operates 22 offices in 10 states and the District of Columbia.