Title Abstractor - Real Estate

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Title Abstractor - Real Estate
The candidate prepares lists of all legal instruments applying to a specific piece of land the buildings on it. Copies or summarizes recorded documents, including mortgages, trust deeds, and contracts, that affect property titles. Examines mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify legal description, ownership, restrictions, or conformity to requirements. Searches records to determine if delinquent taxes are due. Analyzes encumbrances to title, statutes and case law, and prepares a report outlining encumbrances and actions required to clear title. Verifies accuracy and completeness of land-related documents accepted for registration, and prepares rejection notices when documents are not acceptable. Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to exchange title-related information or to resolve problems. Enters into record-keeping systems appropriate data needed to create new title records or update existing ones. Directs activities of other workers who search records and examine titles of real estate property. Assigns, schedules, and evaluates work, and provides technical guidance as necessary. Obtains maps or drawings delineating properties from company title plants, county surveyors, or assessors offices. Prepares title insurance reports, commitments and policies based on information compiled from title searches. Prepares related affidavits and endorsements. Obtains tax status information and other data from municipal state office as necessary. Corresponds with title insurance companies to resolve underwriting matters and obtain special authorizations, as necessary. Summarizes pertinent legal or insurance details, or sections of statutes or case law from reference books so that they can be used in examinations, or as proofs or ready reference. Retrieves and examines real estate closing files for accuracy and to make sure that information included is recorded executed according to regulations. Prepares real estate closing statements, using knowledge and expertise in real estate procedures. Determines whether land-related documents can be registered under relevant legislation like the Land Titles Act. Establishes and maintains calendar and deadline reminder systems; utilizes master calendar system. Performs other tasks as assigned. Other duties may also include preparation of correspondence and other records.

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