The M&T Bank
Responsible for the profitability and strategic direction of the business credit card product line. Ensures product/services are marketable, profitable and comply with legal and regulatory requirements.
Develop a thorough understanding of the credit card business and its functions, processes, and operations.
Combine technical understanding with business knowledge to anticipate impacts of strategy and process change.
Recommend product pricing and understand cost structure, as well as understand and manage product risk.
Ensure product complies with legal or regulatory requirements
Manage all aspects of new product implementation and existing product modification to include but not limited to the design and development of services; act in a liaison capacity with affected departments.
Review new developments in credit card industry, evaluating and recommending new services or new products, or the modification of existing services or products.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
NATURE AND SCOPE
The incumbent has extensive contact with other bank departments for the effective and profitable marketing and enhancement of existing products.
The position is not responsible for managing a staff.
MINIMUM QUALIFICATIONS REQUIRED
Bachelors degree (or Masters) in Finance, Business Management, or Marketing
Five to seven years experience in marketing, bank operations or credit analysis.
Strong interpersonal and analytical skills
Highly organized with an ability to multi-task
Demonstrated ability to work as part of a team, as well as contribute on an individual basis
Outstanding interpersonal and verbal and written communication skills
Demonstrated leadership skills
IDEAL QUALIFICATIONS PREFERRED
Project Management skills
Strong developmental and research ability
Marketing and/or product management experience preferred
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance our career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
Apr 11, 2018, 9:21:19 AM
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The M&T Bank
Website : https://www.mtb.com
Times like these call for a financial services partner that has stood the test of time. Established in 1856 as Manufacturers and Traders Bank, today we’re the M&T Bank Corporation, one of the 20 largest US headquartered commercial bank holding companies, with current assets of $97.1 billion (as of June 30, 2015) and more than 650 branches, account access at over 1,500 M&T Bank ATMs and more than 15,000 employees throughout New York, Maryland, Pennsylvania, Washington, D.C., Virginia, West Virginia, New Jersey, Florida, Delaware and Toronto, Canada (Deposits with M&T are not insured by the Canada Deposit Insurance Corporation (CDIC)).