Even after you receive your job offer, it is still subject to the successful passing of a physical examination; do not resign until you have been notified that you have completely passed your physical exam. Candidates are so elated with receiving a terrific offer, that they frequently cannot resist boosting their egos by telling their bosses just what a terrific job offer they have received.
Unfortunately, offers are sometimes actually rescinded when a candidate flunks his physical. Over the years, we all have heard of, and seen, sad situations where serious diseases were actually uncovered by the physician conducting a routine pre-employment physical. Do not be hasty: It usually takes only a couple of days for the results to be completed.
Most companies today have comprehensive health insurance coverage and insurance companies are not too anxious to have companies add new employees to their group plan who have just been discovered to have a major disease. Also, companies are not too happy to waive the insurance in these cases and underwrite the risk themselves.
Another point is that sometimes there could be a "gap" from the time you leave one employer, and the time when you meet the length of employment requirements of the new employer's insurance company. If this is the case, try to extend the coverage of your old employer's health insurance coverage on your own. Many insurance companies will let you pay for your own coverage during this "gap" period. If not, take out a temporary policy with another insurance company just for the "gap" period. It may only be for a couple of months or so, but why take the chance? You never know, and you always want to be protected.
Credit Checks
Often you will have a credit check made on your back-ground-before an offer is ever extended. If you have any judgements, liens, or disputed bills, you had better straighten them out -you might win the battle, but you could sure lose the war.
Also, if you have any doubts about your credit rating, you might check with your local credit bureau and ask them what your status is. Because of Federal laws requiring credit bureaus to inform inquiring consumers just what their credit status is, they should cooperate fully with you. If they fail to cooperate to your satisfaction, and time is of the essence, then have a friend who uses the credit bureau's services try to find out your status. If you have any blemishes in your credit file, then go to the source and make amends. A good credit rating is very important. Many candidates have been turned down for positions because of a poor credit report and nothing else. This is especially true with the higher level or more sensitive positions.
Companies feel, and rightfully so, that if you are going to be in a position to handle the company's affairs, you should have demonstrated that you first know how to handle your own!
