Director amp Senior Counsel

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Director & Senior Counsel
The candidate will provide strong support for Firms' post-charge-off collection, recovery, and payment activities covering Firms' credit cards, deposits, student loans, personal loans, and mortgage loan products. Will exercise prudent discretion and decision-making skills by advising business clients on strategic and complex issues and requirements applicable to a Director and Senior Counsel in the Legal Organization, such as on new business initiatives, compliance with laws, regulations, policies and procedures, contract review and analysis, training, corrective actions, risk and issues raised in governance committees. Exercises prudent discretion and decision-making skills by advising business clients on strategic and complex issues and requirements such as new initiatives, compliance with laws, regulations, policies and procedures, training, corrective actions, risk, and issues raised in governance committees. Identifies, assesses, communicates, and provides oversight and strategic guidance on new or proposed legal and regulatory requirements, emerging legal and regulatory risks and trends. Counsels business clients on the legal issues related to the Fair Debt Collection Practices Act, Regulation F, state debt collection laws, UDAAP, Truth in Lending Act, Regulation Z, Telephone Consumer Protection Act, Fair Credit Reporting Act, Gramm- Leach Bliley, Equal Credit Opportunity Act, Regulation B, and any other applicable federal and state laws governing the servicing and collection of consumer debt. Contributes to the creation of a favorable regulatory environment, such as devising and drafting regulatory and legislative proposals to achieve business objectives, analyzing, and preparing comment letters and position papers on proposed regulations and legislation, and analyzing and advising business clients on new and amended regulations and laws. Provides legal support in the development of policies, customer communications and disclosures. Works with business unit and compliance risk officers regarding compliance with laws and regulations and development of practices and procedures designed to assure compliance with such laws.

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